:root{
  --navy:#0B2D5B;
  --navy-2:#123E72;
  --teal:#0DAA9B;
  --teal-dark:#078F84;
  --teal-soft:#EAF8F6;
  --orange:#FF6B2C;
  --orange-soft:#FFF1EA;
  --ink:#1C2A39;
  --muted:#607389;
  --line:#DCE7EE;
  --soft:#F7FBFD;
  --white:#FFFFFF;
  --shadow:0 18px 50px rgba(11,45,91,.08);
  --shadow-strong:0 24px 60px rgba(11,45,91,.13);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.62;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
svg{display:block}
button,input,select,textarea{font:inherit}
h1,h2,h3,h4{margin:0 0 14px;color:var(--navy);font-weight:800;line-height:1.08;letter-spacing:-.035em}
h1{font-size:clamp(2.8rem,5.2vw,5.35rem)}
h2{font-size:clamp(2rem,3.4vw,3.35rem)}
h3{font-size:1.22rem}
p{margin:0 0 16px}
.container{width:min(100% - 44px,1200px);margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:12px;background:#fff;color:var(--navy);padding:10px 14px;border-radius:10px;z-index:100}
.skip-link:focus{left:14px}
.icon,.tiny-icon,.mini-icon{width:22px;height:22px;flex:0 0 auto}
.tiny-icon{width:16px;height:16px}
.mini-icon{width:18px;height:18px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:16px;color:var(--teal-dark);font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.16em}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--orange);border-radius:999px}
.lead{font-size:1.12rem;color:var(--muted);max-width:700px}
.section{padding:92px 0}
.section-soft{background:var(--soft)}
.section-navy{background:var(--navy);color:#D6E3EE}
.section-navy h2,.section-navy h3{color:#fff}
.section-head{max-width:790px;margin-bottom:40px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.section-head.center .eyebrow{justify-content:center}
.section-head p{color:var(--muted);font-size:1.05rem}
.section-navy .section-head p{color:#BED0DF}

.utility-bar{background:var(--navy);color:#DDE8F1;font-size:.84rem}
.utility-inner{min-height:42px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.utility-links{display:flex;align-items:center;gap:20px}
.utility-links a{display:inline-flex;align-items:center;gap:7px;opacity:.96}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid #ECF1F5}
.nav-wrap{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{display:inline-flex;align-items:center;min-width:220px}
.brand-logo{width:250px;height:auto}
.main-nav{display:flex;align-items:center;gap:27px}
.main-nav>a:not(.btn){padding:31px 0 29px;color:#284761;font-size:.94rem;font-weight:700;position:relative}
.main-nav>a:not(.btn):hover,.main-nav>a.active{color:var(--navy)}
.main-nav>a.active:after{content:"";position:absolute;left:0;right:0;bottom:22px;height:3px;border-radius:99px;background:var(--teal)}
.menu-toggle{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:25px;height:2px;border-radius:99px;background:var(--navy);margin:5px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:13px;padding:14px 21px;font-weight:800;line-height:1.2;cursor:pointer;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--teal);color:#fff;box-shadow:0 10px 22px rgba(13,170,155,.17)}
.btn-primary:hover{background:var(--teal-dark)}
.btn-secondary{background:var(--navy);color:#fff}
.btn-secondary:hover{background:var(--navy-2)}
.btn-outline{background:#fff;border-color:#BBD0DC;color:var(--navy)}
.btn-outline:hover{border-color:var(--teal);color:var(--teal-dark)}
.btn-small{padding:12px 17px;border-radius:12px}

.hero{position:relative;overflow:hidden;padding:72px 0 46px;background:linear-gradient(180deg,#fff 0%,#F8FCFD 100%)}
.hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(13,170,155,.07) 0%,rgba(13,170,155,0) 70%);right:-130px;top:-140px;pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:.96fr 1.04fr;gap:56px;align-items:center}
.hero h1 span{display:block;color:var(--teal)}
.hero .lead strong{color:var(--navy)}
.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin:29px 0 23px}
.trust-row{display:flex;flex-wrap:wrap;gap:12px 20px;color:var(--muted);font-size:.9rem}
.trust-row span{display:inline-flex;align-items:center;gap:7px}
.hero-visual{position:relative}
.hero-visual img{width:100%;filter:drop-shadow(0 16px 28px rgba(11,45,91,.05))}
.hero-caption{position:absolute;left:24px;bottom:24px;display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:13px 16px;border-radius:16px;max-width:260px}
.hero-caption .cap-icon{width:38px;height:38px;border-radius:12px;background:var(--teal-soft);color:var(--teal-dark);display:grid;place-items:center}
.hero-caption strong{display:block;color:var(--navy);font-size:.9rem}
.hero-caption small{display:block;color:var(--muted);font-size:.76rem;line-height:1.35}

.promise-strip{margin-top:28px}
.promise-card{display:grid;grid-template-columns:repeat(4,1fr);background:var(--navy);color:#fff;border-radius:22px;overflow:hidden;box-shadow:var(--shadow-strong)}
.promise-item{padding:22px 24px;display:grid;grid-template-columns:42px 1fr;gap:14px;align-items:start}
.promise-item+.promise-item{border-left:1px solid rgba(255,255,255,.14)}
.promise-icon{width:42px;height:42px;border-radius:13px;background:rgba(255,255,255,.10);display:grid;place-items:center;color:#70DED3}
.promise-item strong{display:block;font-size:1.02rem;margin-bottom:4px}
.promise-item span{display:block;color:#C9D7E3;font-size:.86rem;line-height:1.45}

.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.claim-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:27px;box-shadow:0 8px 24px rgba(11,45,91,.03);transition:.22s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card p{color:var(--muted)}
.card-icon{width:56px;height:56px;border-radius:17px;background:var(--teal-soft);color:var(--teal-dark);display:grid;place-items:center;margin-bottom:18px}
.card-icon.orange{background:var(--orange-soft);color:var(--orange)}
.claim-card{padding:22px 18px;text-align:center}
.claim-card .card-icon{margin:0 auto 15px}
.claim-card h3{font-size:1.02rem;letter-spacing:-.02em}
.claim-card p{font-size:.86rem;margin-bottom:0}

.process-wrap{position:relative}
.process-line{position:absolute;left:8%;right:8%;top:39px;height:2px;background:linear-gradient(90deg,var(--teal),#B7DDD9,var(--teal));z-index:0}
.process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;position:relative;z-index:1}
.process-step{text-align:center}
.process-icon{width:78px;height:78px;margin:0 auto 18px;border-radius:24px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);display:grid;place-items:center;color:var(--teal-dark)}
.process-icon .icon{width:32px;height:32px}
.process-step .number{display:inline-flex;width:26px;height:26px;border-radius:50%;align-items:center;justify-content:center;background:var(--navy);color:#fff;font-weight:800;font-size:.78rem;margin-bottom:12px}
.process-step h3{font-size:1.05rem}
.process-step p{color:var(--muted);font-size:.9rem}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.vector-frame{border:1px solid var(--line);border-radius:30px;background:#fff;box-shadow:var(--shadow);padding:16px}
.vector-frame img{width:100%;border-radius:22px}
.check-list{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:13px}
.check-list li{display:flex;gap:11px;color:#445B70}
.check-list li:before{content:"✓";width:22px;height:22px;flex:0 0 22px;border-radius:50%;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal-dark);font-weight:900;font-size:.78rem;margin-top:2px}
.feature-list{display:grid;gap:15px;margin-top:23px}
.feature-row{display:grid;grid-template-columns:52px 1fr;gap:15px;align-items:start;padding:18px;border-radius:18px;border:1px solid transparent}
.feature-row:hover{background:#fff;border-color:var(--line)}
.feature-number{width:48px;height:48px;border-radius:14px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.feature-row p{color:var(--muted);margin:0}

.fee-panel{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;background:linear-gradient(130deg,var(--navy),#123F73);border-radius:30px;padding:42px;color:#DCE7F1;overflow:hidden;position:relative}
.fee-panel:after{content:"₹";position:absolute;right:-22px;bottom:-120px;font-size:270px;font-weight:900;color:rgba(255,255,255,.04);line-height:1}
.fee-panel h2{color:#fff}
.fee-panel p{color:#C6D5E2}
.fee-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;position:relative;z-index:1}
.fee-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:19px;padding:20px}
.fee-card strong{display:block;font-size:1.6rem;color:#fff;margin-bottom:5px}
.fee-card span{font-size:.84rem;color:#C8D7E4}

.metric-panel{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.metric{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.metric strong{display:block;color:var(--teal-dark);font-size:2.8rem;line-height:1;font-weight:900;margin-bottom:9px}
.metric span{display:block;color:var(--navy);font-weight:800;margin-bottom:8px}
.metric p{color:var(--muted);font-size:.86rem;margin:0}
.disclaimer-note{font-size:.78rem;color:var(--muted);margin-top:14px}

.partner-band{display:grid;grid-template-columns:.88fr 1.12fr;gap:34px;align-items:center;background:#F2FAF9;border:1px solid #D4EBE8;border-radius:30px;padding:28px 36px}
.partner-band img{width:100%}

.faq-list{max-width:860px;margin:0 auto;border-top:1px solid var(--line)}
.faq{border-bottom:1px solid var(--line)}
.faq button{width:100%;border:0;background:transparent;padding:22px 0;display:flex;justify-content:space-between;gap:20px;text-align:left;color:var(--navy);font-weight:800;cursor:pointer}
.faq button span:last-child{color:var(--teal);font-size:1.4rem}
.faq .answer{display:none;padding:0 0 22px;color:var(--muted)}
.faq.open .answer{display:block}

.cta{padding:0 0 92px}
.cta-box{display:flex;align-items:center;justify-content:space-between;gap:30px;background:linear-gradient(180deg,#F1FAF8,#fff);border:1px solid #D6ECE9;border-radius:30px;padding:42px}
.cta-box h2{max-width:760px}

.page-hero{padding:70px 0 64px;background:linear-gradient(180deg,#fff,#F5FBFB);border-bottom:1px solid #E6EFF3}
.page-hero .container{max-width:920px;text-align:center}
.page-hero .eyebrow{justify-content:center}
.page-hero h1{font-size:clamp(2.5rem,4.5vw,4.4rem)}
.page-hero p{max-width:780px;margin:0 auto;color:var(--muted);font-size:1.08rem}

.service-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.service-item{display:grid;grid-template-columns:56px 1fr;gap:16px;background:#fff;border:1px solid var(--line);border-radius:21px;padding:24px}
.service-item .card-icon{margin:0}
.service-item p{color:var(--muted);margin:0}

.office-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.office{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px}
.office-label{display:inline-flex;padding:6px 10px;border-radius:999px;background:var(--teal-soft);color:var(--teal-dark);font-size:.76rem;font-weight:800;margin-bottom:14px}

.form-shell{display:grid;grid-template-columns:.72fr 1.28fr;border-radius:30px;overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-strong)}
.form-aside{background:var(--navy);color:#D8E6F1;padding:42px}
.form-aside h2,.form-aside h3{color:#fff}
.form-aside p{color:#C5D5E1}
.form-main{padding:42px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:.9rem;font-weight:800;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #CAD8E1;border-radius:12px;background:#fff;color:var(--ink);outline:none}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(13,170,155,.11)}
.field textarea{min-height:138px;resize:vertical}
.field small{color:var(--muted);font-size:.77rem}
.file-drop{border:1.5px dashed #AEC8D6;border-radius:14px;padding:18px;background:#F9FCFD}
.checkbox{display:flex;gap:10px;align-items:flex-start;color:var(--muted);font-size:.85rem}
.checkbox input{margin-top:5px}
.honeypot{position:absolute!important;left:-9999px!important}
.alert{border-radius:13px;padding:14px 16px;margin-bottom:17px}
.alert-error{background:#FFF1EF;border:1px solid #FFC9BE;color:#A94331}
.alert-success{background:#ECFBF7;border:1px solid #B4EBDD;color:#087868}

.legal-copy{max-width:860px;margin:0 auto}
.legal-copy h2{font-size:1.55rem;margin-top:34px}
.legal-copy h3{font-size:1.12rem;margin-top:24px}
.legal-copy p,.legal-copy li{color:#4F6173}
.legal-copy a{color:var(--teal-dark);text-decoration:underline}
.notice{border-left:4px solid var(--orange);background:#FFF8F4;color:#6D594B;padding:18px 20px;border-radius:0 14px 14px 0;font-size:.9rem}

.footer{background:#071E3C;color:#B6C7D5;padding:62px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.45fr .8fr .9fr 1.05fr;gap:42px}
.footer-logo{width:230px;filter:brightness(0) invert(1);opacity:.96;margin-bottom:18px}
.footer-brand p{max-width:385px}
.footer h4{color:#fff;font-size:.98rem;letter-spacing:0;margin-bottom:14px}
.footer a{display:block;margin:8px 0}
.footer a:hover{color:#fff}
.footer-locations{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.footer-locations span{border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:6px 10px;font-size:.76rem}
.footer-note{font-size:.77rem;line-height:1.55;color:#94A9BA}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;font-size:.78rem;color:#8FA5B6}
.wa-button{position:fixed;right:22px;bottom:22px;z-index:60;width:56px;height:56px;border-radius:50%;background:#1FAE78;color:#fff;display:grid;place-items:center;font-weight:900;box-shadow:0 14px 30px rgba(0,0,0,.18)}

@media(max-width:1100px){
  .main-nav{gap:20px}.brand-logo{width:220px}.claim-grid{grid-template-columns:repeat(4,1fr)}
}
@media(max-width:960px){
  .menu-toggle{display:block}.main-nav{display:none;position:absolute;top:88px;left:20px;right:20px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;box-shadow:var(--shadow-strong);flex-direction:column;align-items:stretch;gap:0}.main-nav.open{display:flex}.main-nav>a:not(.btn){padding:11px 4px}.main-nav>a.active:after{display:none}.main-nav .btn{margin-top:8px}
  .hero-grid,.two-col,.partner-band,.form-shell,.fee-panel{grid-template-columns:1fr}.hero{padding-top:50px}.hero-visual{max-width:700px;margin:auto}.promise-card{grid-template-columns:1fr 1fr}.promise-item:nth-child(3){border-left:0;border-top:1px solid rgba(255,255,255,.14)}.promise-item:nth-child(4){border-top:1px solid rgba(255,255,255,.14)}
  .process-line{display:none}.process-grid{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(2,1fr)}.claim-grid{grid-template-columns:repeat(3,1fr)}.office-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta-box{align-items:flex-start;flex-direction:column}
}
@media(max-width:640px){
  .container{width:min(100% - 28px,1200px)}.utility-inner{padding:8px 0;justify-content:center}.utility-inner>span{display:none}.utility-links{gap:12px}.utility-links a:last-child{display:none}.nav-wrap{min-height:74px}.brand-logo{width:200px}.main-nav{top:74px}
  .hero{padding:38px 0 22px}.hero-grid{gap:28px}.hero-actions .btn{width:100%}.hero-caption{position:relative;left:auto;bottom:auto;margin:-15px 14px 0}.promise-card,.grid-2,.grid-3,.grid-4,.claim-grid,.service-list,.office-grid,.form-grid,.fee-cards,.process-grid,.footer-grid{grid-template-columns:1fr}.promise-item+.promise-item{border-left:0;border-top:1px solid rgba(255,255,255,.14)}.section{padding:68px 0}.page-hero{padding:52px 0}.card,.service-item{padding:22px}.claim-card{text-align:left;display:grid;grid-template-columns:52px 1fr;gap:14px}.claim-card .card-icon{margin:0}.claim-card p{grid-column:2}.form-aside,.form-main,.fee-panel,.partner-band,.cta-box{padding:26px}.footer-bottom{flex-direction:column}.metric-panel{grid-template-columns:1fr}
}